All 24 calculators
Free calculators for loans, debt, saving, investing, retirement and everyday money. Each one works in any currency and shows the result as you type.
Loans & home
7 calculators- Mortgage calculatorWork out your monthly home loan payment, total interest and full payment schedule.
- Loan calculatorWork out the monthly payment, total interest and payoff date for a personal, car or business loan.
- House affordability calculatorFind the home price you can afford from your income, existing debts, down payment and loan rate.
- Rent vs buy calculatorCompare the estimated cost of buying a home with renting and investing the difference, under the assumptions you enter.
- Refinance calculatorSee whether switching to a new loan lowers your payment, how soon it pays back the costs and what you save overall.
- Debt consolidation calculatorCompare paying off several debts as you are now with rolling them into one new loan.
- Student loan calculatorWork out your student loan payment, total interest and payoff date, including any time before repayments start.
Debt
2 calculatorsSaving & investing
7 calculators- Compound interest calculatorSee how savings grow when interest earns interest, with an optional amount added each month.
- Investment calculatorSee what investing every month could grow to, with a yearly increase and an optional lump sum.
- Savings goal calculatorFind out how much to save each month to reach a target amount by a set time.
- ROI calculatorSee how much an investment made or lost, as a total percentage and as a yearly rate.
- Present and future value calculatorFind what money is worth today or later, with an optional regular payment.
- IRR calculatorWork out the return (IRR) and today's value (NPV) of money you put in and get back over time.
- Payback period calculatorFind how long an investment takes to earn back its cost, with or without valuing later money in today's terms.
Retirement & planning
3 calculators- Retirement calculatorSee how much you need saved by retirement and the extra monthly saving to get there.
- Inflation calculatorSee what something will cost in the future, or what it cost in the past, at a steady inflation rate.
- Budget calculatorSee where your monthly income goes, your savings rate and how your budget compares with the 50/30/20 guideline.
Everyday money
5 calculators- Salary converterConvert pay between hourly, daily, weekly, fortnightly, monthly and yearly amounts in one step.
- Discount calculatorFind the sale price and how much you save, including an extra discount stacked on top.
- Sales tax and VAT calculatorAdd tax to a price or take it out of a tax-inclusive price, at any rate.
- Depreciation calculatorSee how much value an item loses each year, using straight-line, declining balance or sum-of-the-years' digits.
- Commission calculatorWork out sales commission at a flat rate or across tiers, and your total earnings with base pay.