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Terms of use

Last updated: 9 October 2026

These terms apply when you use SumHub (sumhub.app). By using the site you agree to them. If you don't agree, please don't use the site.

The service

SumHub offers a free financial plan, free money calculators, and free accounts for saving plans and downloading PDFs. We may change, add or remove features at any time.

Results are estimates

Calculator results are estimates for information only. They are not financial, tax or legal advice. Read the disclaimer before relying on any result.

Acceptable use

Please use SumHub fairly. You must not:

  • break the law, or use the site to harm, mislead or harass anyone;
  • try to get into accounts or data that aren't yours, or test, probe or attack the site's security;
  • overload the site, for example with automated scraping, bulk requests or bulk sign-ups;
  • interfere with how the site works or with other people's use of it;
  • copy the site's content, design or code to run a competing service.

Your account

You sign in with a Google account you control; there is no separate SumHub password. You are responsible for activity on your account. You can delete your account at any time from the account page.

We may suspend or remove an account that breaks these terms or is used for abuse, and we may limit or block traffic that harms the site. Where it's reasonable, we'll tell you why.

Provided as is

SumHub is provided free, "as is" and "as available". We work to keep the calculators accurate and the site running, but we don't promise that it will always be available, error-free or suitable for your particular purpose.

Limits on liability

As far as the law allows, we are not liable for any loss or damage arising from your use of the site or from relying on any result, including financial loss, lost profits or lost data. Nothing in these terms limits liability that cannot be limited by law.

Changes and contact

We may update these terms; the date at the top shows the latest version. Questions: hello@sumhub.app.